Credit Officer Examination is conducted by private banks like various public sector and private banks like central banks, Punjab National Bank and Union Bank of India. These exams are designed to test the banking knowledge, logic skills, numerical ability and English language proficiency of the candidates. The overall difficulty level of these exams is usually moderate, but the success is very much dependent on the preparation of the section-wise, especially in professional knowledge. Now we should see the types of questions asked in different sections of Credit Officer Exam.
Credit Officer question asked in exam (in previous years)
The table below provides a detailed analysis of various credit officers examinations conducted by major public sector banks in 2025. Each table highlights the section-wise subjects, difficulty levels and major focus areas or important notes asked for that particular examination. This comparative observation will help candidates understand the examination structure and prioritize their preparation accordingly.
Central Bank of India Credit Officer Exam 2025: Section-wise Analysis
| Section | Topics asked | Difficulty | Major focus area |
|---|---|---|---|
| Argument capacity | Puzzle, seating arrangement, syllasm, blood relation | medium | Logical relations, accuracy |
| Quantitative Aptitude | Data interpretation, arithmetic, number chain, simplification | medium | Rapid calculation and numerical argument |
| English language | Reading Comprehension, Close Test, Err Spotting | Easy medium | Basic grammar and understanding |
| Professional knowledge | Credit Evaluation, Debt Processing, RBI Guidelines, Financial Ratio | medium | Strong banking and finance knowledge |
PNB Credit Officer (SO) Exam 2025: Section-wise analysis
| Section | Topics asked | Difficulty | Focus area |
|---|---|---|---|
| logic | Circular and linear puzzle, coding-decoding | medium | logical thinking |
| Quantitative Aptitude | DI (Pie Chart, Bar), Time-Growing, Profit and Loss | medium | Calculation accuracy |
| English language | Para Jambal, Fill the blanks, sentence correction | Easy | Grammar and sentence structure |
| Professional knowledge | Balance sheet analysis, loan policy, financial terms | medium | Deep understanding of credit domain |
Union Bank So Credit Officer Exam: Section-War Pattern
| Section | Topics asked | Difficulty | Important notes |
|---|---|---|---|
| logic | Input-output, puzzles, inequalities | medium | time intensive |
| Quantitative Aptitude | Digeration equation, DI, mixture allegations | medium | Exercise based |
| English language | Synonyms, RC, grammar-based questions | Easy | Management for most regular readers |
| Professional knowledge | Credit Risk, Types of Advance, NPA, RBI Circular | medium | Heavy weight in final selection |
